Talking about your future

Use expressions like these to talk about your financial future:

- Gloria and I are consulting a financial planner.

- I'd like to build our investments.

- We should set up a college fund for the children.

Use expressions like these to talk about places you might want to live:

- My primary residence will be in Perth.

- But I'd like to buy a vacation home near the beach.

- Jill and I want to retire in the country.

Future Perfect.

Use future perfect to talk about something that will have happened before another future event. Say will have + past participle verb. The future event should be stated with a when, by or before expression in the present tense, unless the time is already understood.

 - I will have set up a college fund before my children turn 16.

 - I will have retired in the country by the time I'm 65. My kids will have graduated from college.

 - When I'm 60, I will have retired from my job and bought that beach house.

Future perfect questions and negatives are possible, but less common.

A: What will you have achieved by 2020?

B: We'll have set up a college fund, but we won't have made any significant investments.